Every U.S. state ranked by average renters insurance, 2026. National average: $288 per year. Click any state for the full breakdown.
| Rank | State | Avg per year |
|---|---|---|
| 1 | Louisiana | $504 |
| 2 | Rhode Island | $479 |
| 3 | Mississippi | $387 |
| 4 | Arkansas | $363 |
| 5 | Georgia | $352 |
| 6 | Michigan | $340 |
| 7 | North Carolina | $332 |
| 8 | Alabama | $324 |
| 9 | South Carolina | $294 |
| 10 | New York | $293 |
| 11 | Connecticut | $292 |
| 12 | Tennessee | $290 |
| 13 | Oregon | $287 |
| 14 | Oklahoma | $281 |
| 15 | Nebraska | $279 |
| 16 | Montana | $275 |
| 17 | Pennsylvania | $274 |
| 18 | Washington, D.C. | $272 |
| 19 | California | $271 |
| 20 | Indiana | $269 |
| 21 | Massachusetts | $262 |
| 22 | Arizona | $260 |
| 23 | Alaska | $257 |
| 24 | Maryland | $256 |
| 25 | Ohio | $252 |
| 26 | Kansas | $251 |
| 27 | Florida | $248 |
| 28 | West Virginia | $248 |
| 29 | Hawaii | $247 |
| 30 | Illinois | $246 |
| 31 | Nevada | $246 |
| 32 | Virginia | $235 |
| 33 | Missouri | $231 |
| 34 | Texas | $226 |
| 35 | Washington | $222 |
| 36 | Minnesota | $211 |
| 37 | Kentucky | $207 |
| 38 | New Jersey | $207 |
| 39 | Iowa | $203 |
| 40 | South Dakota | $202 |
| 41 | New Mexico | $201 |
| 42 | Utah | $200 |
| 43 | Colorado | $191 |
| 44 | Maine | $190 |
| 45 | North Dakota | $190 |
| 46 | Idaho | $184 |
| 47 | Vermont | $182 |
| 48 | Delaware | $181 |
| 49 | New Hampshire | $173 |
| 50 | Wisconsin | $167 |
| 51 | Wyoming | $136 |